Riff — Savings Automated

Others help you save. Riff does the saving for you.

The UK’s first Savings Agent. A new way to make money work harder without the hassle

Earn more, effortlessly: We make sure your savings are always moved to better rates.

Spend without stress: We make sure you have everyday spending money when you need.

We make sure the right amount is in savings - moving money to your everyday spending account when you need it.

Riff handle the admin: When there's an opportunity - you approved - we handle the rest.

Free to use. No hidden fees

UK savers miss out on an estimated £50bn of interest every year by staying in low-rate accounts. Costing households £1,800 per year - we make sure you're not one of them - Riff does the work so you don't have to.

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Riff Pro - Open Now

Your savings are protected. FSCS, the UK's savings guarantee, protects your money up to £120,000 per bank.

Over £120,000? Riff spreads your money across banks so you can stay fully covered.

How it Works

Riff is an execution-first Saving Agent that automatically moves money to better rates across banks. It adapts as rates and balances change, while your money stays in your own government-insured (FSCS) accounts, fully visible and under your control.

Riff shows all your money in one place

See all your current and savings accounts together - simple, clear, complete visibility.

Riff finds better opportunities

Your agent constantly reviews the market and finds higher returns - always within your preferences.

Riff moves it for you

Always under your control. Your agent automatically moves money to earn more - and brings it back when you need it.

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About US

We take care of your money so you can take care of life.

Riff exists to make your money work the way it should, in the right place at the right time, supporting you. Too often, achieving this takes constant effort. It shouldn’t. We handle the work behind savings, so your money keeps working while you get on with life. More money. Less hassle.

Oliver Butcher | Founder & CEO

After 15 years working inside banks, I saw how often money wasn’t working as hard as it should for customers. It sat in low-rate accounts, not through lack of care, but because moving money to better options is complex, time-consuming, and easy to delay.

Riff is being built to remove that friction. By handling the work and admin behind saving, Riff helps money move to where it can earn more, automatically.

Riff is for people who want their money to work harder without having to think about it every day.

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