The UK's first savings agent
Spare cash earning next to nothing?
Riff moves it to where it pays more.
It keeps moving your savings to better rates, and back when you need it.
Most of us know our savings could earn more. Few of us get round to moving them.
Riff does.
Riff finds better rates and opens new savings accounts for you. Then keeps checking as rates and your needs change.
Most people don’t have time to manage their money. Riff does.
NO MORE
Riff moved it
Riff opened it
Riff brought it back
How Riff works.
Your accounts
New accounts
Better rates. Back when you need it. Automatically.
Your accounts
New accounts
Better rates.
Back when you need it.
Automatically.
Only if you want it to. Approve each move, or let Riff follow the rules you set.
It’s held at our partner banks for you, and Riff tops up your current account before it runs low.
Easy access
Simon’s savings
Cash ISA
It sits at FSCS-protected partner banks. Spreading it across banks keeps more of it protected.
The partner bank pays Riff out of the interest, only on money Riff has moved.
FAQs
What is Riff?
Riff is a savings agent. It connects to your current account and moves your money between it and our partner banks, so spending money is there when you need it and the rest earns more when you don't.
How does Riff work?
You connect your current account securely through Open Banking and set your rules: how much to keep to hand, and whether you want quicker access or a higher return. Riff checks your accounts several times a day and moves money within those rules.
What can Riff see?
You connect your accounts through Open Banking and approve it in your own bank’s app. Your bank data is never used for advertising.
When can I use it?
Riff won’t move anyone’s money until the FCA authorises us. Our application is in, and people on the waitlist get access first.
Which banks does Riff use?
FSCS-protected UK partner banks. We’ll publish the full list before launch.